What is a Personal Loan via Aadhaar?

By using your Aadhaar card to apply for a personal loan, you can easily get your identity verified through the e-KYC process, streamlining the entire loan application procedure. While Aadhaar alone doesn’t guarantee loan approval, it facilitates a faster verification process, allowing IDFC FIRST Bank to approve your loan in a timely manner.

With the digital-first approach, applying for a personal loan online has never been more efficient. Save time, enjoy competitive interest rates, and take advantage of flexible repayment options.

Who Can Apply for FIRSTmoney Smart Loans?

The FIRSTmoney smart loan is ideal for both salaried and self-employed individuals aged 21 to 60, with a credit score of 730 or higher. The loan amount you qualify for is based on your credit profile and CIBIL score, and you can apply for loans up to ₹10 lakhs with flexible repayment terms.

How to Apply for FIRSTmoney Smart Loan Online?

It’s easy to apply for a FIRSTmoney Smart Loan with these simple steps:

• Start by scanning the QR code or clicking the loan option on your smartphone.
• Register with your mobile number and provide your basic details to check eligibility.
• Select the loan amount you wish to apply for and choose your preferred repayment terms.
• Link your bank account where you want the funds disbursed.
• Complete the video KYC verification process using your physical PAN card.

Why Choose FIRSTmoney Smart Loans?

• No Foreclosure Charges: With FIRSTmoney, you can repay the loan early without any additional fees. Pay off the balance before the term ends and enjoy financial freedom.
• On-Demand Loan Flexibility: Need additional funds? You can easily apply for another loan with just a few clicks.
• Zero Maintenance Charges: Once your loan is approved, there are no hidden maintenance fees. You only pay a one-time processing fee.
• Instant Approval and Fast Disbursal: The entire loan application process is quick and digital. Once your documents are verified, your loan is approved and disbursed in no time.

The FIRSTmoney smart loan is a simple and flexible solution for your personal loan needs, offering better terms than traditional loans and no complicated paperwork.

Get Your Loan with Just Your Aadhaar Card

With minimal documentation, you can easily apply for a personal loan using your Aadhaar card, and get quick approval and disbursal. Whether you’re looking for a ₹50,000 personal loan or a ₹60,000 personal loan, we’ve got options to suit your financial needs.